Monday, January 31, 2011

Wise words from Sinchew boss

身體再累,我們也要讀書;工作再忙,我們也要談書;收入再少,我們也要買書;住家再小,我們也要藏書;交情再淺,我們也要送


Translation from google:
No matter how tired body, we must study; work no matter how busy, we should talk about the book; income be less, we have to buy books; home again small, we havebooks; friendship and then light, we have to send books



written by the sinchew boss. His education till standard 6
He is the 10th billionaire in malaysia.
He says how its important to read books. without knowledge ...someone can't change the destiny


______________________________________

思想指揮行動,行動養成習慣,習慣形成品格,品格決定命運

思想指揮行動
your thinking controls your action

行動養成習慣
your action will build you habit

習慣形成品格
your habit will build your integrity

品格決定命運
your integrity decide your destiny



your thinking controls your action, your action will build you habit, your habit will build your integrity, your integrity decide your destiny


__________________________


當我們改變不了環境,我們只有改變自己
translate :
when we can't change the environment we need to change ourself to adapt to it


________________

he never got chance to finish standard 6 due to his family very poor
but right now he is the 10th richest in Malaysia
especially how he link the thinking, action, habit, integrity and destiny together
i think his wisdom very deep
http://www.sinchew.com.my/node/191946?tid=1
you can translate his whole article at above link
so that you can have full picture of his talk

Wednesday, January 26, 2011

Knee Strengthening Exercises


Looks good and he seems to know what he's talking about. Must try this.


Monday, January 24, 2011

Clinbing Mount KK - My training plan

I'll be climbing Mount KK in May so i've decided to create a training plan and log all my training activities here :)

I googled abit on climbing mount KK preparation and I came across this interesting and very informative blog.



The climb
Day 1: Need to ascend 1473m from park headquarters (1800m) to guest house at Laban Rata (3273m)
Day 2: Need to ascend 822m from Laban Rata (3273m) to Low's peak (4095m), then descend to Laban Rata then park headquarters.


Note: 1 storey is about 2.5m.

So this means on day 1, I need to climb 590 storeys and on day 2 climb up 330 storeys!!!


I've climbed up to Laban Rata several years ago. I didn't climb to the peak because my friends didn't want to. This time I'm planning on reaching the peak. That time I trained at Bukit Timah once a week and climbed 40 storeys twice a week. I don't think I need to train that hard to reach the peak but I would like to make the climb as *easy* as possible.

Exercise tracker
I'm training by climbing stairs at a 28-storey residential building. I walk up, then take the lift down, and walk up again. The reason for not walking down is: I do not want to give my muscles a chance to rest. 112 storeys is quite the norm for me. I can complete it in less than 30 minutes and not get any muscle aches from it. But I feel so far away from the 590+330 storeys :( I really need to step up my training!
9 Aug: 112 storeys
11 Aug: 112 storeys
14 Aug: 6km trail run, grade: difficult
15 Aug: Rock climbing
20 Aug: 3km walk, flat road
21 Aug: 9pm run, flat road (1hr 11min)
24 Aug: 112 storeys
26 Aug: 2.4km run, stadium circuit (14:56)
29 Aug: Rock climbing
....

---Updated on 1 Sep---
Training plan scrapped! My friend has to work that weekend so we won't be climbing.




Great input there! Too bad she couldnt make it for her 2nd climb.


Sunday, January 23, 2011

Relieve back pain with a good mattress





Relieve back pain with a good mattress

By MAJORIE CHIEW
maj@thestar.com.my


A good mattress helps us to sleep better and aids in preventing backache.

SOME people can doze off anywhere. But generally, most of us are used to having a good or fairly comfortable bed (or mattress) for a good night’s sleep.

Then again, a good mattress not only allows us to sleep better, it also does our back a favour, so to speak. If we sleep on a good mattress, we are less likely to end up with a backache or low back pain.

Studies show that a proper mattress can help relieve back pain and improve sleep quality in people with low back pain, says orthopaedic surgeon Dr Siow Yew Siong.

Back care: Lack of support from a mattress reinforces poor sleeping posture, strains muscles, and does not help keep the spine in alignment, says Dr Siow Yew Siong.

He explains: “A good mattress provides support for the natural curves and alignment of the spine.”

Sleeping on the wrong mattress can cause or worsen low back pain.

“Lack of support from a mattress reinforces poor sleeping posture, strains muscles, and does not help keep the spine in alignment, all of which can cause low back pain,” says Dr Siow, in his recent talk on Back Pain And Care.

He was speaking at the global launch of the new Dunlopillo Florelle Collection of Talasilver Latex mattresses.

Better backs

A study found that medium-firm mattresses provide patients with better back support and comfort and more back pain relief than firm mattresses.

In a trial involving 313 adults with chronic lower back pain and backache (The Lancet, 2003), patients who slept on medium-firm mattresses reported reduced back pain than those who slept on firm mattresses.

Sleeping on a mattress that is too hard, the study found, exerts additional pressure on the back, resulting in more back pain for some patients.

Another randomised study (in 2008) compared back-conforming mattresses (waterbed and foam) with a firm mattress.

Dr Siow says: “Those who slept on conforming mattresses had less back pain and improved sleep and there were higher dropout rates for those assigned to the firm mattress.

“The curves of our bodies and the arch of our bone structures are unique to us. If we continue to sleep on too hard or too soft mattresses, in the long run, it will re-configure the formation of our bone, which will cause us great discomfort in the form of body aches, back pain, and spinal disorders.”

Back pain is the second most common neurological ailment, reveals Dr Siow. About 80% of people, at some point, have back pain that interferes with work, routine daily activities, or recreation. Acute low back pain lasts a few days to a few weeks while chronic low back pain can last more than three months.

Most acute back pain, Dr Siow says, is the result of trauma to the lower back or a disorder such as arthritis.

Pain from trauma may be caused by a sports injury, housework or gardening, or a sudden jolt, such as a car accident. Symptoms may range from muscle ache to shooting or stabbing pain, limited flexibility, or an inability to stand straight.

Causes of lower back pain

As people age, bone strength and muscle elasticity and tone tend to decrease. The discs begin to lose fluid and flexibility, which reduces their ability to cushion the vertebrae.

“Pain can occur when someone lifts something too heavy or overstretches, causing a sprain, strain, or spasm in one of the muscles or ligaments in the back,” says Dr Siow.

If the spine becomes overly strained or compressed, a disc may rupture or bulge outward. This rupture may put pressure on nerve roots from the spinal cord.

“When these nerve roots become compressed or irritated, back pain results. In spinal stenosis, pain related to disc disease is felt by some people due to the narrowing of the bony canal.

“Low back pain may also be caused by degenerative conditions such as arthritis or disc disease, osteoporosis or other bone diseases.”

Contributing factors to back pain include obesity, smoking, stress, poor physical condition, inappropriate posture, and poor sleeping position or support (mattress).

Occasionally, low back pain, says Dr Siow, might indicate a more serious medical problem, especially when it’s accompanied by symptoms such as fever, or loss of bowel or bladder control, pain when coughing, and progressive weakness in the legs.

Most often, back pain occurs in people between ages 30 and 50 due to ageing and sedentary lifestyles. The risk of experiencing low back pain from disc disease or spinal degeneration increases with age.

“A person with spinal degeneration may experience stiffness in the back upon awakening or may feel pain after walking or standing for a long time,” says Dr Siow.

Treatment of back pain

Most cases of low back pain can be treated without surgery. Dr Siow says treatment involved using analgesics, reducing inflammation, restoring proper function and strength to the back, and preventing recurrence of the injury.

Ice and heat compresses may help reduce pain and inflammation. Warm baths may also help relax muscles. Bed rest is recommended, but bed rest alone may make back pain worse and can lead to secondary complications such as depression, decreased muscle tone, and blood clots in the legs.

Exercise may be the most effective way to speed recovery of low back pain and help strengthen back and abdominal muscles. Back-healthy activities such as stretching exercises, swimming, walking, and movement therapy may be helpful.

Sometimes, medications are used to treat acute and chronic low back pain while interventional therapy (such as injections of local anaesthetics, steroids, or narcotics into affected soft tissues, joints, or nerve roots) can ease chronic pain by blocking nerve conduction.

Recurring back pain resulting from improper body mechanics or other non-traumatic causes is often preventable. Dr Siow says a combination of exercises that don’t jolt or strain the back, maintaining correct posture during work and sleep and lifting objects properly can help prevent injuries.

Applying ergonomic principles at home and in the workplace can reduce the risk of back injury and help maintain a healthy back.

People with back pain are advised to maintain proper nutrition to reduce and prevent excessive weight gain, especially around the waistline, that taxes the lower back muscles. Smokers too should think of quitting. This is because smoking reduces blood flow to the lower spine and causes the spinal discs to degenerate.

Pinyin - Chinese Pinyin Table

http://www.quickmandarin.com/chinesepinyintable/


Pinyin - Chinese Pinyin Table (horizontal)

Click on a "Pinyin cell" to hear it pronunced in all four tones.

Wiktionary

Another good site to learn about Chinese words:


Saturday, January 22, 2011

Male Grooming Tips

The Summit Dream (Mount Kinabalu, Sabah)

Came across this nice video on Mount KK. A compilation of photos shot during his Mount KK hike made into a nice video clip. The video shows some interesting spots along the trekking path and also low's peak.




Here are some other videos on Mount KK:



In this 2 part video, it shows the Mesilau trail:


Thursday, January 20, 2011

Climbing Mount KK - 20-23 May 2011

Today is the 20th January 2011. I'm going to climb Mount KK starting from 20th May 2011 (3D2N). Already paid Sutera Sanctuary for the lodgings, and the other fees. Initially it was fully booked when we tried to book in Dec. But it seems those unscrupulous Sabah travel agents just simply booked hoping that someone would buy from them at a much higher price! We waited for about 2-3 weeks before space was available again (they had to let go after 2 weeks) :) Already paid RM489 to Sutera Sanctuary (doesnt include Entrance Fee, Mt. Guide fee, Porter, Certificate & Sabah Parks transfer from Kinabalu Pak HQ to Timpohon Gate / Timpohon Gate to Kinabalu Park HQ).

Anyway i'm feeling totally excited now!! Gotta start training from today!!! I already have a training plan in mind!!!!!

How excited i am? Well the following modified song from Pointer Sisters sums it up!!!


I'm So Excited
This is the year we're gonna make it happen
This year we'll put all other things aside
Get in this time and show me some power
We're goin' for those adrenaline pump on mont KK

I want to climb you, reach you, standing proudly on top there
I want to win you, beat you, I just can't get enough
And if you move real slow I let it go
I'm so excited and I just can't hide it
I'm about to lose control and I think I like it
I'm so excited and I just can't hide it
And I know I know I know I know I know I'll reach you
We shouldn't even think about tomorrow
Sweet memories will last for long long time
We'll have a good time, Mont KK , so don't do worry

And if we're still playin' around that's just fine
Let's get excited, I just can't hide it
I'm about to lose control and I think I like it
I'm so excited and I just can't hide it
And I know I know I know I know I know I'll reach you
I want to climb you, reach you, standing proudly on top there
I want to win you, beat you, I just can't get enough
And if you move real slow I let it go
I'm so excited, I just can't hide it
I'm about to lose control and I think I like it
I'm so excited and I just can't hide it
I know I know I know I know I know I'll reach you

Thursday, January 13, 2011

Jar System for Money Management

The Jars System
The basic idea behind the Jars System is very simple and very elegant. It is to divide the money that comes into your life into 6 jars according to certain target percentages. And then rearrange your life & your spending habits so that you stick to those percentages! So what are the categories?
  1. Necessities: Target percentage 55%. This category includes expenses such as housing expenses (mortgage/rent, utilities, insurance, HOA dues), groceries and car-related expenses.
  2. Fun: Target percentage 10%. This category is all about short-termfun! The savers in the audience were exhorted to make sure this money gets spent every month - and the spenders were told to restrict their fun spending to only this amount.
  3. Long-term Saving for Spending: Target percentage 10%. Going on a cruise? Buying a big-screen TV? This is the jar for such expenses. And of course you ought not to engage in said activity until the jar contains sufficient funds - that's the hard part!
  4. Education: Target percentage 10%. This would include all expenses towards education, from personal coaching seminars to tap-dancing lessons.
  5. Charity: Target percentage 5%. These are your charitable contributions.
  6. Financial Freedom Account: Target percentage 10%. This is by far the most important category. This jar is what leads you to financial freedom. This will include your 401k contributions (with employer match in the ideal world!), IRA contributions and such. We choose to add the principal portion of our mortgage payments into this jar as well.




T. Harv Eker’s JARS Money Management System

During the 1st Millionaire Mind Intensive seminar in Singapore, Harv Eker introduced to people from all over Asia about the world’s simplest, easiest and most effective money management system.
Harv suggested that everyone can use the JARS system to better manage one’s money. The key between rich and poor or middle class people is their ability to manage their money. Rich people are excellent money managers and poor or middle class people are less-savvy when it comes to managing their money. And of course, there are many other distinctions that set the rich, poor and middle class people apart. I will go into that on my later blog post as I intend to discuss more about the JARS money management system in this post.
The most important part of money managing is separating your income into different accounts for specific purposes. I will outline the various accounts for the JARS system as well as their % breakdown of how one should divide their money to manage below:
Financial Freedom Account (FFA) = 10%
Long Term Savings For Spending (LTSS) = 10%
Education (EDUC) = 10%
Necessities (NEC) =55%
Play = 10%
Give = 5%
Anyone can start using this JARS method of managing their money even though if you think you do not have a lot of money to manage. The key is to develop a habit of managing your money, but not how much money you have available for you to manage. One must get into the habit of managing their own money, and you can start with as low as $1 to begin using this system.
Here are how the JARS system works:
Financial Freedom Account (10%) - Put 10% into your FFA whenever you receive money, such as your salary. You must NEVER, NEVER spend the money that you put inside your FFA account. Any money inside the FFA account can only be used to purchase or acquire passive income streams to grow your money. You may spend the interest acquired from the FFA if you choose to, although it is recommended that you do not. Keep the interest inside the FFA to grow your capital and interest faster. Think of your FFA as the golden mother goose that lays you golden eggs, if you spend the money inside the FFA, it is akin to killing your mother goose that will bring you golden eggs (your riches). Instead, keep the baby geese (FFA’s interest) that the mother goose is giving you, and you can grow more baby geese (your wealth) even faster. As you may already get it, the idea is to create a golden goose! You may prefer to think of the FFA as a legacy that you can leave behind for your future generations. If you are one who believes in the law of attraction, this FFA is actually your money magnet. Keep putting more money into your FFA and attract more $$$ into your life! Put $$$ into your FFA account everyday if you can, even if it is just a penny.
In summary, the time to spend your FFA capital is NEVER! When you stop working, you get to spend the eggs but never the goose!
Long Term Savings For Spending (10%) - Put 10% into your LTSS whenever you receive money, such as your salary. The money inside LTSS can be used for major expenditure such as savings for your children’s education, buying a house for yourself, keeping aside contingency funds.
Education (10%) - Put 10% into your EDUC whenever you receive money, such as your salary. You can use the EDUC funds for your self-education, for examples, books, seminars and events etc. Everyone needs to learn, especially in this changing world. Grow your comfort zone through learning and doing. If you are not growing, you are dying!
Take this quote from Ben Franklin:
“If you think education is expensive, try ignorance!”
Necessities (55%) - Put 55% into your NEC whenever you receive money, such as your salary. You should use the funds inside your Necessities account to settle all your essential bills such as phone bills, electricity, clothings, eating, driving, travelling, hair etc. If you cannot survive on 55%, simplify your lifestyle. Instead of driving a car, perhaps you can take public transport, or drive a Honda instead of a BMW. Buy Converse jeans instead of Armani. There are people who cannot live on 55% NEC when they started the JARS system but over time, these same group of people are able to simplify their lives and live on 50% or lesser!
When your usual needs for instant gratification kicks in, think this:
“Wealthy people think Long term. Poor people think Short term.”
Play (10%) - Put 10% into your Play account whenever you receive money, such as your salary. You are supposed to spend this money every month to pamper yourself. The key is to BLOW this Play money away every month so that you will feel good about having money and spending it! You should feel guilt-free when you spend this money every single month. Maybe you go for massages once every month, now you can use this money to really pamper yourself by going twice, thrice or as much as you want. Or you can try ordering champagne during dinner at a restaurant if you do not usually do. Or buy yourself a new gadget. Anything outrageous that you can do to pamper yourself and makes you feel really good. You are recommended to BLOW this money every month. However, if you need to save up for things such as short trips getaways that require a little more money, you can accumulate them up to a few months, say a quarter, before you use them.
Give (5%) - Put 5% into your Give account whenever you receive money, such as your salary. You can use the money for donations to charities, use it to help someone in need. Giving is important. If you choose to give 10%, take the extra 5% from your NEC and change the % allocated for NEC from 55% to 50%.
In my opinion, this is really a great Money Management System as it covers most aspects, if not all, on how one usually spend their money. It is so amazing simple, yet profound, method of better managing your money, regardless of how much money you already have! It can work for people who never save their $, or for people who needs to give to feel a sense of contribution to others/society, for those that need to learn and grow through learning, for anyone who just needs a little more help in managing their money.